Rue21, a popular fashion retailer, offers its credit card to frequent shoppers, providing perks and deals. However, there may come a time when you decide to cancel it. This article will walk you through the steps and considerations involved in the cancellation process.
Step-by-step guide on How to Cancel Rue21 Credit Card
Step 1: Understanding Why You’re Cancelling
Before proceeding, take a moment to understand your reasons. Whether it’s about simplifying your financial life, avoiding annual fees, or other personal reasons, being clear on your motivation can help ensure you’re making the right decision.
Step 2: Check Any Outstanding Balance
Before you cancel, ensure you have paid off any balance on the card. Carrying a balance might complicate the cancellation process.
Step 3: Contact Rue21 Customer Service
To cancel the Rue21 credit card, it’s best to directly contact their customer service department. They can provide you with specific instructions and address any concerns. Typically, calling is more effective than emailing.
Step 4: Follow Up in Writing
After your call, send a cancellation request letter to the card issuer. This creates a paper trail and ensures you’ve documented the request.
Step 5: Check Your Credit Report
After you’ve cancelled your card, it’s a good practice to check your credit report to confirm the account shows as closed.
Step 6: Consider Any Alternative Options
If you’re cancelling due to fees or high-interest rates, consider contacting Rue21 to inquire about possible alternatives. They might have other card options or solutions for loyal customers.